This blog is meant to help educate consumers on the home buying or refinancing process so they can go into their transactions with confidence and knowledge. Do you have a question that you want answered? A topic that you would like to see covered? Email me at jstottlar@monumentbankpa.com with "Blog Topic" as the subject line.
Wednesday, February 4, 2015
Tips for establishing credit so you can become a homeowner
Most people really have no idea where to start when it comes to the home buying process. A lot of questions run through their mind from how does the process work,do I even qualify, do I have enough credit established? Believe it or not many people want the American dream of being a home owner but have no true guidance. That's where I come in. I can't tell you how many times I have had a young couple newly married or planning come to me to get prequalified for a mortgage. We run credit and find out they have none. Most people want to give up but I stick with them and give them tips and tricks to establish credit and establish it in a reasonable amount of time. They may not qualify right away but with a little help it is only a matter of time. Below are some tips to establishing credit so we can get you qualified for a mortgage and into the home of your dreams.
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